Q: What does it cost me to apply for payday loans online?
A: Applying for a payday loan online cost you nothing. You are welcome to apply anytime with no application fees.
Q: What is the interest rate on your payday loans?
A: The interest rates vary according to what state you are in. In the United States, each individual state regulates the interest rates of payday loans.
Q: How long does application process take and how do I know that I am applying on a secure site?
A: Usually, it takes only a few minutes to apply for your payday loan online. You can see that the application is secure by looking at the "https" in the address bar.
Q: After I fill out the online payday loan application what happens?
A: Your application is instantly accepted and you will be contacted by the lender either by email or phone. For this reason, it is especially important that your contact information be current and correct.
Q: What are the basic minimum requirements to obtain payday loans?
A: You need to be at least 18 years of age, have a reliable source of income, have a checking or savings account and be a resident of the US.
Q: Can I apply for a payday loan if I just work part-time?
A: Yes, you are not required to work full-time.
Q: Do I need collateral to get a payday loan approval?
A: No collateral is needed. This type of loan is basically a signature loan for a short amount of time.
Q: Can I apply over the phone?
A: No, due to security issues and concerns for your privacy we do not take phone applications. It is much better for you to apply online.
Q: How can I contact PaydayLoans.me?
A: Our customer service reps can be reached via email. Please go to our contact page.
Q: Can I be approved for a payday loan even though my credit is just so-so?
A: Yes, it is possible to receive a payday loan even with bad credit as payday loans are not concerned with your credit score.
Q: What it the largest amount that I can apply for?
A: Loans are available for amounts up to $2500, however, not everyone will qualify for the full $2500. It is advisable to only borrow what you can comfortably afford with your income.